:root{--ink:#062e53;--muted:#52657a;--paper:#f7f9fc;--gold:#d4ad5d;--line:#dfe6ec;--blue:#0a5488}
*{box-sizing:border-box}
body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.65 -apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif}
a{color:inherit;text-underline-offset:4px}
a:hover{color:var(--blue)}
button,.button{background:var(--ink);color:white;border:1px solid var(--ink);border-radius:8px;padding:13px 21px;font:600 15px/1.3 inherit;cursor:pointer;text-decoration:none;display:inline-block}
button:hover,.button:hover{background:#0a5488;color:white}
button:disabled{opacity:.5;cursor:not-allowed}
.secondary{background:transparent;color:var(--ink)}
:focus-visible{outline:3px solid #167cb2;outline-offset:3px}
header{max-width:1440px;margin:auto;min-height:105px;display:flex;align-items:center;justify-content:space-between;padding:22px 5%;gap:32px;border-bottom:1px solid var(--line)}
.brand{display:flex;gap:10px;align-items:center;text-decoration:none;font-weight:800;font-size:21px;line-height:1.1;letter-spacing:-.8px}
.brand-light{font-weight:400}
.brand small{display:block;font-size:8px;letter-spacing:2px;margin-top:9px;font-weight:600}
nav{display:flex;align-items:center;gap:25px;font-size:14px;font-weight:600}
nav a{text-decoration:none}
.nav-button{background:var(--gold);padding:12px 17px;border-radius:6px}
.skip{position:absolute;top:-100px}
.skip:focus{top:10px;background:white;padding:10px;z-index:5}
main{max-width:1440px;margin:auto}
section{padding:52px 5%}
.preview-note{padding:7px 5%;background:#fff7e6;font-size:12px;color:#695021}
h1,h2,h3{line-height:1.1;margin:0 0 20px;letter-spacing:-1.8px}
h1{font-size:clamp(38px,4.8vw,70px);max-width:950px;font-weight:600}
h2{font-size:32px}
h3{font-size:24px;letter-spacing:-.6px}
p{margin:0 0 20px}
.eyebrow{font-size:11px;letter-spacing:2px;font-weight:750;text-transform:uppercase;color:var(--blue);margin-bottom:20px}
.lede{font-size:19px;color:var(--muted);max-width:670px}
.home-hero{padding-top:70px;padding-bottom:75px;display:grid;grid-template-columns:1.2fr 1fr;gap:8%;align-items:center}
.home-hero h1{font-size:clamp(42px,5vw,72px);letter-spacing:-3.5px}
.home-hero h1 span{color:var(--blue)}
.home-hero .lede{max-width:560px}
.search-bar{display:flex;gap:8px;background:white;border:1px solid var(--line);padding:8px;border-radius:9px;margin:28px 0 15px}
.search-bar input{border:0;min-width:0;flex:1;background:transparent}
.search-bar button{white-space:nowrap}
.stat-strip{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding-top:30px;padding-bottom:30px;gap:25px}
.stat-strip strong{font-size:34px;line-height:1.2;display:block;letter-spacing:-1px}
.stat-strip span{font-size:12px;color:var(--muted)}
.section-heading{display:flex;align-items:end;justify-content:space-between;gap:20px;margin-bottom:20px}
.section-heading a{font-size:13px}
.feature-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.feature{padding:25px;border:1px solid var(--line);border-radius:8px;text-decoration:none;background:white;transition:transform .15s}
.feature:hover{transform:translateY(-3px);border-color:var(--blue)}
.feature>span{display:block;color:var(--blue);font-size:13px;margin-bottom:45px}
.feature h3{font-size:24px}
.feature p{font-size:14px;color:var(--muted);margin:0}
.split-banner{background:var(--ink);color:white;margin:30px 5% 65px;border-radius:12px;display:grid;grid-template-columns:1fr 1fr;gap:12%;padding:45px}
.split-banner .eyebrow{color:var(--gold)}
.split-banner .button{background:var(--gold);color:var(--ink)}
.page-hero{background:#edf3f8;border-bottom:1px solid var(--line)}
.page-hero h1{font-size:clamp(35px,4vw,56px)}
.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin:30px 0}
.card{padding:27px;background:white;border:1px solid var(--line);border-radius:8px;text-decoration:none;overflow-wrap:anywhere}
.card h2{font-size:23px;letter-spacing:-.7px}
.card h2 a{text-decoration:none}
.card p{font-size:14px}
.text-link{font-size:13px;font-weight:650}
.muted,.fine{color:var(--muted)}
.fine{font-size:12px}
.notice{padding:22px;background:#fff7e6;border-left:3px solid #d4ad5d;border-radius:0 6px 6px 0;margin:20px 0;font-size:14px}
.panel{background:white;border:1px solid var(--line);border-radius:9px;padding:30px;margin-bottom:24px;min-width:0}
.panel h2{font-size:27px}
.profile-grid{display:grid;grid-template-columns:2fr 1fr;gap:28px}
.source-panel{background:#edf3f8}
.link-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.link-grid a{background:white;display:flex;justify-content:space-between;padding:12px 18px;border:1px solid var(--line);border-radius:5px;text-decoration:none}
.link-grid span{color:var(--muted);font-size:12px}
.prose{max-width:900px;margin:auto}
.prose h2{margin-top:35px}
dl{margin:15px 0 25px}
dl>div{display:grid;grid-template-columns:1fr 1.3fr;padding:10px 0;border-bottom:1px solid var(--line);gap:20px}
dt{color:var(--muted);font-size:14px}
dd{margin:0;font-size:14px;overflow-wrap:anywhere}
.actions{display:flex;flex-wrap:wrap;gap:10px;margin:20px 0}
.form-grid{display:grid;gap:18px}
label{display:block;font-size:14px;font-weight:600}
input,select,textarea{display:block;width:100%;border:1px solid #bdc9d5;border-radius:5px;padding:12px;font:inherit;background:white;color:var(--ink);margin-top:5px}
textarea{min-height:140px}
fieldset{border:1px solid var(--line);border-radius:5px}
fieldset label{margin:10px 0}
form button{justify-self:start}
.calculator-layout{display:grid;grid-template-columns:1fr 1fr;gap:25px;align-items:start}
.full{grid-column:1/-1}
.result-number{font-size:48px;letter-spacing:-2px}
.table-wrap{overflow:auto;max-height:620px}
table{border-collapse:collapse;width:100%;font-size:13px;white-space:nowrap}
th,td{border-bottom:1px solid var(--line);padding:12px 16px;text-align:left}
th{background:#fff7e6;position:sticky;top:0}
.review{border-top:1px solid var(--line);padding:25px 0}
.review h3{font-size:21px}
.rating{font-size:28px}
.rating small{display:block;font-size:13px}
.honeypot,.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}
footer{background:#062e53;padding:55px 5% 25px;display:grid;grid-template-columns:1fr 1fr;gap:35px}
footer .brand{margin-bottom:20px}
.footer-links{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;font-size:13px}
.footer-links a{text-decoration:none}
footer>.fine{grid-column:1/-1;border-top:1px solid #314f6a;padding-top:20px}
@media(max-width:1000px){header{align-items:start;flex-direction:column;gap:20px}
nav{flex-wrap:wrap}
.home-hero{gap:4%;grid-template-columns:1.2fr .8fr}
.hero-art{min-height:320px}
.feature-grid{grid-template-columns:repeat(2,1fr)}
.cards{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media(max-width:650px){section{padding:35px 6%}
header{padding:20px 6%}
nav{gap:15px;font-size:12px}
.nav-button{padding:7px 10px}
.home-hero{display:block;padding-top:40px}
.home-hero h1{letter-spacing:-2px}
.hero-art{margin-top:35px;min-height:310px}
.stat-strip{grid-template-columns:repeat(2,1fr)}
.cards,.profile-grid,.calculator-layout,.link-grid{grid-template-columns:1fr}
.feature-grid{gap:10px}
.feature{padding:19px}
.feature h3{font-size:21px}
.feature>span{margin-bottom:25px}
.split-banner{grid-template-columns:1fr;gap:20px;padding:28px;margin:15px 6% 35px}
.section-heading{display:block}
.search-bar{flex-wrap:wrap}
.search-bar input{min-width:180px}
.search-bar button{width:100%}
.panel{padding:23px}
.full{grid-column:auto}
footer{grid-template-columns:1fr}
.footer-links{grid-template-columns:repeat(2,1fr)}
h2{font-size:28px}
.result-number{font-size:38px}
}


/* BankLoan Directory: navy, red, gold and white. */
:root{--red:#b22435;--gold:#d4ad5d}
body{background:#fff}
h1,h2,h3{font-family:Georgia,'Times New Roman',serif;letter-spacing:-1.1px}
button,.button{background:var(--red);border-color:var(--red);font-family:inherit;font-size:15px;font-weight:650;line-height:1.3}
button:hover,.button:hover{background:#8d1c2a;border-color:#8d1c2a}
.button.secondary{background:white;color:var(--ink);border-color:var(--line)}
.national-ribbon{text-align:center;background:var(--ink);color:white;border-bottom:3px solid var(--red);padding:9px 15px;font-size:11px;letter-spacing:1.4px;text-transform:uppercase}
.national-ribbon span{color:var(--gold);padding:0 14px}
header{padding:6px 5%;gap:25px;min-height:162px;background:white}
.brand-logo{display:block;width:154px;height:154px;object-fit:contain}
.header-navigation{text-align:right}
.header-promise{font-size:11px;letter-spacing:1.5px;text-transform:uppercase;color:var(--muted);margin-bottom:20px}
nav{gap:24px}
.nav-button{background:var(--red);color:#fff;border-radius:5px}
.nav-button:hover{background:#8d1c2a;color:#fff}
.preview-note{border-bottom:1px solid #efdfbd}
.home-hero{grid-template-columns:1.05fr 1fr;gap:5%;padding-top:55px;padding-bottom:55px;background:linear-gradient(130deg,#fff 40%,#f0f5fa)}
.home-hero h1{font-size:clamp(40px,4.25vw,63px);letter-spacing:-2px;line-height:1.07}
.home-hero .lede{font-size:17px;max-width:520px}
.eyebrow{color:var(--red);font-weight:750}
.hero-copy>.eyebrow:before{content:'';display:inline-block;width:26px;height:2px;background:var(--gold);vertical-align:middle;margin-right:10px}
.hero-browse{font-size:12px;color:var(--muted)}
.hero-browse a{color:var(--ink);font-weight:650}
.hero-trust{display:flex;flex-wrap:wrap;gap:8px 15px;font-size:10px;text-transform:uppercase;letter-spacing:.6px;margin-top:27px;color:var(--muted)}
.hero-trust span:before{content:'✓';color:var(--blue);font-weight:800;margin-right:5px}
.hero-photograph{margin:0;position:relative;height:510px;border-radius:8px;overflow:hidden;box-shadow:0 12px 35px #062e5314;border-bottom:5px solid var(--gold)}
.hero-photograph img{width:100%;height:100%;object-fit:cover;object-position:62% center;display:block}
.hero-photograph figcaption{position:absolute;inset:auto 0 0;padding:90px 30px 23px;background:linear-gradient(transparent,#031d38e8);color:white}
.hero-photograph .eyebrow{display:block;color:#f5d894;font-size:9px;letter-spacing:1.5px;margin-bottom:11px}
.hero-photograph strong{display:block;font:32px/1.12 Georgia,serif}
.image-disclosure{display:block;font-size:9px;color:#e0e7ee;margin-top:15px}
.stat-strip{background:var(--ink);border-top:3px solid var(--gold);border-bottom:0;gap:20px}
.stat-strip strong{color:#f0d193;font-family:Georgia,serif;font-weight:400}
.stat-strip span{color:#d9e3ed}
.stat-strip>div{border-right:1px solid #ffffff25;padding-right:15px}
.stat-strip>div:last-child{border:0}
.section-heading{margin-bottom:30px}
.section-heading h2{font-size:38px;line-height:1.12;margin-bottom:0}
.section-heading a{font-weight:650;color:var(--red)}
.feature{border-radius:6px;border-top:3px solid var(--gold);padding:28px 23px}
.feature>span{color:var(--red);margin-bottom:33px;display:flex;justify-content:space-between}
.feature h3{font-size:25px;line-height:1.12}
.feature p{line-height:1.7}
.explore-section{padding-top:65px;padding-bottom:65px}
.life-section{background:#f1f5f9;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.story-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.story-card{display:block;background:white;text-decoration:none;border:1px solid var(--line);border-radius:7px;overflow:hidden}
.story-card:hover{border-color:var(--gold);color:var(--ink)}
.story-card img{display:block;width:100%;height:280px;object-fit:cover}
.story-card>div{padding:28px 30px;border-top:3px solid var(--gold)}
.story-card h3{font-size:29px;line-height:1.15}
.story-card p:not(.eyebrow){font-size:15px;color:var(--muted)}
.story-card .text-link{color:var(--red)}
.image-note{font-size:11px;color:var(--muted);margin:18px 0 0}
.split-banner{margin-top:55px;border-top:4px solid var(--gold);gap:8%}
.split-banner h2{font-size:40px}
.split-banner .button{border-color:var(--gold)}
.split-banner .button:hover{background:#f0d193}
.page-hero{border-top:3px solid var(--gold)}
.guide-photograph{margin:35px 5% 0;position:relative}
.guide-photograph img{display:block;width:100%;height:340px;object-fit:cover;border-radius:7px}
.guide-photograph figcaption{font-size:10px;color:var(--muted);margin-top:7px}
footer{color:white;border-top:4px solid var(--gold)}
.footer-brand{display:flex;align-items:center;gap:25px}
.footer-brand img{background:white;display:block;border-radius:5px;width:145px;height:145px}
.footer-brand p{font:24px/1.3 Georgia,serif;margin:0}
footer .fine,footer .muted{color:#c5d3e0}
footer a:hover{color:#f0d193}
.footer-links{align-content:center}
.patriotic-signoff{color:#f0d193;font-family:Georgia,serif;font-size:19px;margin:0}
.patriotic-signoff span{font-family:system-ui;font-size:12px;letter-spacing:3px;margin-right:10px}
@media(max-width:1100px){nav{gap:15px;font-size:13px}.header-promise{font-size:10px}.home-hero h1{font-size:48px}.hero-photograph{height:470px}}
@media(max-width:1000px){header{flex-direction:row;align-items:center}.header-navigation{max-width:650px}nav{justify-content:flex-end}.brand-logo{width:135px;height:135px}.home-hero{grid-template-columns:1fr 1fr;gap:4%}.home-hero h1{font-size:42px}.search-bar{flex-wrap:wrap}.search-bar button{width:100%}.story-card img{height:230px}.footer-brand{align-items:flex-start}.footer-brand p{font-size:21px}}
@media(max-width:650px){.national-ribbon{font-size:9px;letter-spacing:.8px}.national-ribbon span{padding:0 5px}header{flex-direction:column;padding:0 6% 18px;gap:0}.brand-logo{width:145px;height:145px}.header-navigation{text-align:center}.header-promise{margin-bottom:14px;font-size:9px;letter-spacing:.9px}nav{justify-content:center;gap:12px 17px;font-size:12px}.home-hero{display:block;padding-top:35px;padding-bottom:35px}.home-hero h1{font-size:clamp(31px,8.8vw,46px);letter-spacing:-1.2px}.home-hero .lede{font-size:16px}.hero-photograph{height:380px;margin-top:30px}.hero-photograph figcaption{padding:70px 24px 22px}.hero-photograph strong{font-size:29px}.hero-trust{font-size:9px;gap:9px}.stat-strip strong{font-size:30px}.stat-strip>div:nth-child(2){border:0}.section-heading h2{font-size:30px}.section-heading>a{display:inline-block;margin-top:20px}.explore-section{padding-top:40px;padding-bottom:40px}.feature{padding:22px 17px}.feature h3{font-size:23px}.feature p{font-size:13px}.story-grid{grid-template-columns:1fr;gap:22px}.story-card img{height:230px}.story-card>div{padding:25px}.story-card h3{font-size:27px}.split-banner{margin-top:35px}.split-banner h2{font-size:34px}.footer-brand{align-items:center}.footer-brand img{width:125px;height:125px}.footer-brand p{font-size:22px}.guide-photograph img{height:240px}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}.feature:hover{transform:none}}
/* Accessible directory and location maps. */
.state-map-section{background:#f4f7fb;border-bottom:1px solid var(--line)}
.state-map{display:block;width:100%;height:auto;max-height:650px;margin:20px auto}
.state-map path,.state-map rect{fill:#0a5488;stroke:#fff;stroke-width:1.2;transition:fill .15s}
.state-map a:hover path,.state-map a:focus path,.state-map a:hover rect,.state-map a:focus rect{fill:#b22435;stroke:#d4ad5d;stroke-width:2}
.state-map text{fill:white;text-anchor:middle;font:11px system-ui;pointer-events:auto;dominant-baseline:middle}
.state-map rect+text{font-size:17px;font-weight:700}
.map-shell{margin:24px 0;border:1px solid var(--line);border-radius:8px;overflow:hidden;background:#edf3f8}
.institution-map{height:420px;width:100%;z-index:0;background:#e6edf4}
.map-status{padding:12px 16px;margin:0;background:white}
.leaflet-marker-icon.map-number,.leaflet-marker-icon.map-center{display:flex;align-items:center;justify-content:center;background:#062e53;color:white;border:2px solid white;border-radius:50%;font:bold 12px/1 system-ui;box-shadow:0 2px 7px #0005}
.leaflet-marker-icon.map-center{background:#d4ad5d;color:#062e53;font-size:18px}
.leaflet-container{font-family:inherit}.leaflet-popup-content p{margin:8px 0}.leaflet-popup-content a{color:#062e53;font-weight:700}
.neighbor-list{list-style:none;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px}
.neighbor-list>li{display:flex;gap:15px;border:1px solid var(--line);border-radius:6px;padding:22px;background:white}
.location-number{flex-shrink:0;border-radius:50%;background:var(--ink);color:#fff;width:28px;height:28px;display:grid;place-items:center;font-size:12px}
.neighbor-list h3{font-size:21px;margin-bottom:10px}.neighbor-list p{font-size:13px;margin-bottom:7px}
@media(max-width:650px){.neighbor-list{grid-template-columns:1fr}.institution-map{height:350px}.state-map text{font-size:13px}.state-map-section{padding-left:3%;padding-right:3%}}
.calculator-groups{display:flex;flex-wrap:wrap;gap:10px;margin:25px 0 40px}.calculator-groups a{background:#edf3f8;padding:10px 16px;border-radius:5px;font-size:13px;text-decoration:none}.calculator-group{scroll-margin-top:20px;margin-bottom:45px}.calculator-group .card h3{font-size:24px}.calculator-group .card:hover{border-color:var(--gold)}[hidden]{display:none!important}.repayment-chart svg{width:100%;height:24px;margin:20px 0 5px}.calculator-layout dd{font-weight:650}.calculator-layout form .fine{margin-bottom:0}
/* Curated reading and a useful, genuine 404. */
.reading-section{background:#f4f7fb}.reading-section>h2{max-width:750px}.guide-layout{display:grid;grid-template-columns:260px minmax(0,760px);justify-content:center;gap:65px;align-items:start}.guide-contents{background:#f4f7fb;border-top:4px solid var(--gold);padding:25px}.guide-contents nav{display:block;text-align:left}.guide-contents h2{font-size:25px}.guide-contents ol{padding-left:20px}.guide-contents li{margin:14px 0;font-size:14px;line-height:1.6}.guide-contents a{display:inline}.guide-article{min-width:0;font-size:17px;line-height:1.85}.guide-article h2{font-size:32px;line-height:1.25;margin-top:45px;scroll-margin-top:25px}.guide-article p{margin-bottom:23px}.guide-return{border-top:1px solid var(--line);padding-top:25px}.not-found-hero{display:grid;grid-template-columns:minmax(250px,.8fr) minmax(0,1.2fr);gap:60px;align-items:center;background:#f4f7fb}.missing-art{position:relative;min-height:290px;display:flex;flex-direction:column;justify-content:center;align-items:center;background:white;border:1px solid var(--line);border-bottom:7px solid #b22435;border-radius:18px;box-shadow:0 15px 40px #062e530a;overflow:hidden}.missing-number{font:bold clamp(90px,12vw,180px)/1 Georgia,serif;color:#062e53;letter-spacing:-8px}.missing-coin{position:absolute;right:10%;top:9%;width:65px;height:65px;display:grid;place-items:center;background:#d4ad5d;border:5px double #fff;color:#062e53;border-radius:50%;font:bold 35px Georgia,serif;transform:rotate(15deg)}.missing-caption{font:700 10px system-ui;letter-spacing:3px;color:#b22435;margin-top:20px}.missing-copy h1{font-size:clamp(34px,4vw,54px);line-height:1.1}.missing-copy .actions{flex-wrap:wrap}.missing-options .cards{margin-top:35px}.missing-search-label{align-self:center;font-size:14px;font-weight:700}.missing-options input{min-width:0}.missing-options .fine{margin-top:30px}@media(max-width:900px){.guide-layout{grid-template-columns:1fr;gap:15px}.guide-contents ol{columns:2}.not-found-hero{gap:30px}.missing-art{min-height:250px}}@media(max-width:650px){.not-found-hero{grid-template-columns:1fr;gap:30px}.missing-art{min-height:210px}.missing-number{font-size:130px}.missing-coin{top:10%;right:16%;width:50px;height:50px;font-size:27px}.missing-caption{font-size:9px}.guide-contents ol{columns:1}.guide-article{font-size:16px}.guide-article h2{font-size:28px}.missing-search-label{width:100%}}