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Reverse mortgage balance growth calculator

Project a growing loan balance with no repayments.

Example values are editable scenarios, not current offers. Enter your actual quoted terms.

Enter your scenario and select Calculate.

How this estimate works

Monthly interest compounds on the opening balance, then advances and entered charges are added. This is balance mathematics only. It does not calculate HECM eligibility, principal limits, available proceeds, insurance or non-recourse rules.

Results use unrounded intermediate amounts; display and CSV round to cents. Actual lender rounding and day counts can differ. Inputs are calculated locally and are not submitted to our server.

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Scenario schedule

Periods are monthly unless this calculator specifies a different payment frequency. A final balloon is included in the final payment. See the model assumptions above.