TRUST AND TRANSPARENCY
Data sources and methodology
Clear information about how this directory works.
FDIC supplies bank identities and location records. NCUA supplies quarterly credit union, branch and ATM records. HMDA supplies annual mortgage reporting data. Each listing identifies its source and reporting date. Current hours and services may differ from historical source records. Missing information remains unavailable rather than being inferred.
Regulatory identity and insurance prefer regulator sources. Current hours, phone and services prefer dated, attributable institution sources. We retain field observations and historical changes. We do not match companies solely by name. HMDA originations use action taken code 1; purchased loans are counted separately. Applications here include all reported action codes except purchased loans, including preapproval decisions. Reported volume and loan amount statistics cover originations with disclosed amounts. Nationwide figures cover accepted records for 50 states and D.C., plus records with undisclosed geography. Territory records and inconsistent county/state records are excluded and counted in the downloadable import report. The 2025 snapshot contains 13,543,606 records; 13,511,521 passed this import, 25,754 were outside the covered jurisdictions and 6,331 had inconsistent county/state fields. HMDA figures reflect privacy-modified public data, not exact accounting totals or current product availability.
Operator: America Info LLC