PRACTICAL TOOLS
66 calculators. More ways to plan.
Explore loan payments, financing structures and borrowing costs. Your financial inputs stay in your browser.
66 calculators available
Home & property
Mortgage ↗
Estimate principal, interest and entered housing costs.
FHA mortgage ↗
Estimate principal, interest and entered housing costs.
VA mortgage ↗
Estimate principal, interest and entered housing costs.
USDA mortgage ↗
Estimate principal, interest and entered housing costs.
Jumbo mortgage ↗
Estimate principal, interest and entered housing costs.
Manufactured home ↗
Estimate principal, interest and entered housing costs.
Investment property ↗
Estimate principal, interest and entered housing costs.
Home equity loan ↗
Model payments, total interest and an itemized payoff schedule.
Home improvement loan ↗
Model payments, total interest and an itemized payoff schedule.
Mortgage refinance ↗
Compare remaining interest, monthly payment and a simple fee break-even.
Cash-out refinance ↗
Estimate the new balance, payment and loan-to-value after cash out.
HELOC ↗
See interest-only draw payments and the later amortizing payment.
Construction loan ↗
Model equal monthly construction draws followed by permanent repayment.
Renovation draw loan ↗
Model equal monthly construction draws followed by permanent repayment.
Bridge loan ↗
See the periodic payment and the lump-sum balance due at maturity.
Hard money loan ↗
Estimate interest-only payments and principal due at maturity.
Loan-to-value & equity ↗
Calculate first-lien LTV, combined LTV and remaining equity.
Adjustable-rate mortgage scenario ↗
Model one rate reset and payment recalculation on the remaining balance.
Reverse mortgage balance growth ↗
Project a growing loan balance with no repayments.
Mortgage discount points ↗
Estimate the upfront cost and simple monthly-savings break-even.
Payments & comparison
General loan ↗
Model payments, total interest and an itemized payoff schedule.
Amortization ↗
Model payments, total interest and an itemized payoff schedule.
Extra payment & early payoff ↗
Model payments, total interest and an itemized payoff schedule.
Loan refinance ↗
Compare remaining interest, monthly payment and a simple fee break-even.
Balloon loan ↗
See the periodic payment and the lump-sum balance due at maturity.
Interest-only loan ↗
Estimate interest-only payments and principal due at maturity.
Loan comparison ↗
Compare two offers for the same principal, including upfront fees.
Fee-adjusted APR estimate ↗
Estimate a nominal annual rate from net proceeds and equal monthly payments.
Loan amount from payment ↗
Calculate principal supported by a payment budget.
Debt-to-income ratio ↗
Calculate housing and total debt ratios using your inputs.
Biweekly repayment ↗
Compare monthly repayment with half a monthly payment every two weeks.
Simple interest loan ↗
Estimate interest for a single principal repayment using actual/365.
Personal & education
Personal loan ↗
Model payments, total interest and an itemized payoff schedule.
Secured loan ↗
Model payments, total interest and an itemized payoff schedule.
Unsecured loan ↗
Model payments, total interest and an itemized payoff schedule.
Medical loan ↗
Model payments, total interest and an itemized payoff schedule.
Wedding loan ↗
Model payments, total interest and an itemized payoff schedule.
Travel loan ↗
Model payments, total interest and an itemized payoff schedule.
Credit builder loan ↗
Model payments, total interest and an itemized payoff schedule.
401(k) loan ↗
Model payments, total interest and an itemized payoff schedule.
Student refinance ↗
Compare remaining interest, monthly payment and a simple fee break-even.
Personal line of credit ↗
See interest-only draw payments and the later amortizing payment.
Student loan ↗
Estimate unpaid simple interest accrued before repayment and later payments.
Deferred payment loan ↗
Estimate unpaid simple interest accrued before repayment and later payments.
Business & agriculture
Business term loan ↗
Model payments, total interest and an itemized payoff schedule.
SBA loan ↗
Model payments, total interest and an itemized payoff schedule.
SBA 7(a) loan ↗
Model payments, total interest and an itemized payoff schedule.
Equipment loan ↗
Model payments, total interest and an itemized payoff schedule.
Startup loan ↗
Model payments, total interest and an itemized payoff schedule.
Business line of credit ↗
See interest-only draw payments and the later amortizing payment.
Commercial real estate ↗
See the periodic payment and the lump-sum balance due at maturity.
Agricultural loan ↗
Compare annual, semiannual, quarterly or monthly installment payments.
Farm land loan ↗
Compare annual, semiannual, quarterly or monthly installment payments.
Seasonal payment loan ↗
Compare annual, semiannual, quarterly or monthly installment payments.
SBA 504 two-loan scenario ↗
Model two financing portions with independent rates and terms.
Factor rate financing ↗
Convert a factor into total repayment, equal payments and financing cost.
Vehicles
Auto loan ↗
Include trade-in payoff, positive or negative equity, down payment and financed fees.
Used car loan ↗
Include trade-in payoff, positive or negative equity, down payment and financed fees.
Motorcycle loan ↗
Include trade-in payoff, positive or negative equity, down payment and financed fees.
RV loan ↗
Include trade-in payoff, positive or negative equity, down payment and financed fees.
Boat loan ↗
Include trade-in payoff, positive or negative equity, down payment and financed fees.
Auto refinance ↗
Compare remaining interest, monthly payment and a simple fee break-even.
Vehicle lease ↗
Estimate depreciation, rent charge and entered monthly tax.
Debt & credit
These tools cover common U.S. loan products and repayment structures. Custom contracts, lender rules and government-program eligibility can require calculations beyond these models. No calculator predicts approval or supplies a live rate.