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BUSINESS & AGRICULTURE

SBA loan calculator

Model payments, total interest and an itemized payoff schedule.

Example values are editable scenarios, not current offers. Enter your actual quoted terms.

Enter your scenario and select Calculate.

How this estimate works

Uses the entered rates and payment timing. Taxes and unentered costs are excluded. Estimates are not offers or eligibility decisions. Enter lender-quoted fees and terms. This does not determine SBA eligibility or program fee rates. Assumes a fixed rate, equal monthly periods and end-of-month payments. Entered financed fees increase the balance.

Results use unrounded intermediate amounts; display and CSV round to cents. Actual lender rounding and day counts can differ. Inputs are calculated locally and are not submitted to our server.

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Scenario schedule

Periods are monthly unless this calculator specifies a different payment frequency. A final balloon is included in the final payment. See the model assumptions above.