LOAN GUIDE
Auto loan
Financing for a new or used vehicle, or refinancing an existing vehicle loan.
What to compare
Compare the vehicle price separately from financing. Include sales tax, title costs, dealer fees and any negative equity rolled into the new loan.
Questions to ask
Ask whether optional products are included, compare the amount financed with the vehicle price, and review early payoff terms.
Build a complete cost picture
List the amount received, repayment schedule, interest rate, fees and total amount repaid. Use the same amount and term when comparing offers. Check whether the rate can change and whether early repayment carries a charge. An estimate cannot establish approval or eligibility.
Use the Auto loan calculatorResearch providers
Our directory contains sourced identities and locations. A listing alone does not establish that a provider offers this loan type. Confirm products and terms directly.
Banks · Credit unions · Mortgage lenders
Primary resources
CFPB consumer tools · Federal Student Aid · SBA loan programs · USDA farm loan programs