Business loan

What to compare

Match the repayment schedule to cash flow. Compare interest, fees, collateral, personal guarantees and the full cost of daily or weekly deductions.

Questions to ask

Ask for a written repayment schedule and clarify whether quoted pricing is an APR, interest rate or factor rate. These are not interchangeable.

Build a complete cost picture

List the amount received, repayment schedule, interest rate, fees and total amount repaid. Use the same amount and term when comparing offers. Check whether the rate can change and whether early repayment carries a charge. An estimate cannot establish approval or eligibility.

Research providers

Our directory contains sourced identities and locations. A listing alone does not establish that a provider offers this loan type. Confirm products and terms directly.

Banks · Credit unions · Mortgage lenders

Primary resources

CFPB consumer tools · Federal Student Aid · SBA loan programs · USDA farm loan programs