LOAN GUIDE
Student loan
Education borrowing and repayment resources.
What to compare
Compare federal and private options separately. Private refinancing can replace federal debt and remove federal repayment protections. Eligibility, repayment programs and terms can change.
Questions to ask
Use StudentAid.gov for current federal options. Compare fixed and variable rates, cosigner release, repayment start dates and hardship provisions.
Build a complete cost picture
List the amount received, repayment schedule, interest rate, fees and total amount repaid. Use the same amount and term when comparing offers. Check whether the rate can change and whether early repayment carries a charge. An estimate cannot establish approval or eligibility.
Use the Student loan calculatorResearch providers
Our directory contains sourced identities and locations. A listing alone does not establish that a provider offers this loan type. Confirm products and terms directly.
Banks · Credit unions · Mortgage lenders
Primary resources
CFPB consumer tools · Federal Student Aid · SBA loan programs · USDA farm loan programs