LOAN GUIDE
SBA loan
Business financing offered by participating lenders under SBA programs.
What to compare
The lender makes the credit decision. Program eligibility, guarantees, permitted uses and fees differ between programs and change over time.
Questions to ask
Check SBA.gov for current program requirements. Compare lender experience, collateral requirements, processing times and total fees.
Build a complete cost picture
List the amount received, repayment schedule, interest rate, fees and total amount repaid. Use the same amount and term when comparing offers. Check whether the rate can change and whether early repayment carries a charge. An estimate cannot establish approval or eligibility.
Use the SBA loan calculatorResearch providers
Our directory contains sourced identities and locations. A listing alone does not establish that a provider offers this loan type. Confirm products and terms directly.
Banks · Credit unions · Mortgage lenders
Primary resources
CFPB consumer tools · Federal Student Aid · SBA loan programs · USDA farm loan programs