Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase5,3703,9530$1,536,855,000$388,782
2025ConventionalImprovement110$695,000$695,000
2025ConventionalRefinance1,4398070$391,335,000$484,926
2025ConventionalCash-out refinance6484160$168,440,000$404,904
2025FHAPurchase2,0931,4800$509,890,000$344,520
2025FHARefinance227930$33,755,000$362,957
2025FHACash-out refinance99580$17,540,000$302,414
2025VAPurchase6364650$201,925,000$434,247
2025VARefinance112520$22,910,000$440,577
2025VACash-out refinance44260$10,000,000$384,615
2025USDAPurchase77490$11,605,000$236,837

Definitions and limitations