HMDA RESEARCH
West Virginia mortgage activity
Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.
| Year | Loan type | Purpose | Applications | Originations | Purchased | Reported volume | Average amount |
|---|---|---|---|---|---|---|---|
| 2025 | Conventional | Purchase | 21,051 | 11,071 | 1,578 | $2,626,105,000 | $237,206 |
| 2025 | Conventional | Improvement | 4,611 | 2,336 | 45 | $195,340,000 | $83,622 |
| 2025 | Conventional | Other | 4,742 | 2,219 | 78 | $225,525,000 | $101,634 |
| 2025 | Conventional | Not applicable | 7 | 0 | 30 | Not available | Not available |
| 2025 | Conventional | Refinance | 4,439 | 2,676 | 176 | $582,850,000 | $217,806 |
| 2025 | Conventional | Cash-out refinance | 4,644 | 2,639 | 736 | $382,245,000 | $144,845 |
| 2025 | FHA | Purchase | 5,206 | 3,628 | 1,693 | $813,820,000 | $224,316 |
| 2025 | FHA | Improvement | 89 | 32 | 5 | $3,480,000 | $108,750 |
| 2025 | FHA | Other | 367 | 89 | 5 | $9,925,000 | $111,517 |
| 2025 | FHA | Not applicable | 7 | 5 | 72 | $755,000 | $151,000 |
| 2025 | FHA | Refinance | 913 | 344 | 40 | $101,940,000 | $296,337 |
| 2025 | FHA | Cash-out refinance | 2,486 | 936 | 144 | $174,480,000 | $186,410 |
| 2025 | VA | Purchase | 2,646 | 1,810 | 857 | $551,290,000 | $304,580 |
| 2025 | VA | Improvement | 13 | 4 | 2 | $1,530,000 | $382,500 |
| 2025 | VA | Other | 18 | 5 | 0 | $985,000 | $197,000 |
| 2025 | VA | Not applicable | 0 | 0 | 24 | Not available | Not available |
| 2025 | VA | Refinance | 1,211 | 711 | 28 | $215,105,000 | $302,539 |
| 2025 | VA | Cash-out refinance | 1,300 | 466 | 136 | $132,410,000 | $284,142 |
| 2025 | USDA | Purchase | 922 | 641 | 434 | $120,605,000 | $188,151 |
| 2025 | USDA | Other | 2 | 0 | 0 | Not available | Not available |
| 2025 | USDA | Not applicable | 10 | 9 | 10 | $1,285,000 | $142,778 |
| 2025 | USDA | Refinance | 18 | 7 | 5 | $1,495,000 | $213,571 |
| 2025 | USDA | Cash-out refinance | 2 | 1 | 0 | $85,000 | $85,000 |
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