HMDA RESEARCH
California mortgage activity
Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.
| Year | Loan type | Purpose | Applications | Originations | Purchased | Reported volume | Average amount |
|---|---|---|---|---|---|---|---|
| 2025 | Conventional | Purchase | 308,194 | 202,074 | 50,388 | $153,141,970,000 | $757,851 |
| 2025 | Conventional | Improvement | 111,399 | 51,587 | 4,129 | $10,016,275,000 | $194,163 |
| 2025 | Conventional | Other | 132,678 | 55,011 | 6,097 | $13,875,545,000 | $252,232 |
| 2025 | Conventional | Not applicable | 307 | 151 | 374 | $667,575,000 | $4,421,026 |
| 2025 | Conventional | Refinance | 139,608 | 81,305 | 12,844 | $78,835,575,000 | $969,628 |
| 2025 | Conventional | Cash-out refinance | 169,109 | 91,769 | 26,008 | $39,450,765,000 | $429,892 |
| 2025 | FHA | Purchase | 57,516 | 40,168 | 21,789 | $20,424,680,000 | $508,481 |
| 2025 | FHA | Improvement | 621 | 297 | 125 | $106,535,000 | $358,704 |
| 2025 | FHA | Other | 1,896 | 949 | 97 | $681,105,000 | $717,708 |
| 2025 | FHA | Not applicable | 22 | 7 | 569 | $2,525,000 | $360,714 |
| 2025 | FHA | Refinance | 27,574 | 12,067 | 2,451 | $6,393,555,000 | $529,838 |
| 2025 | FHA | Cash-out refinance | 24,184 | 7,937 | 2,776 | $3,344,735,000 | $421,410 |
| 2025 | VA | Purchase | 21,925 | 15,377 | 5,241 | $9,704,655,000 | $631,115 |
| 2025 | VA | Improvement | 54 | 18 | 75 | $9,700,000 | $538,889 |
| 2025 | VA | Other | 214 | 54 | 0 | $20,190,000 | $373,889 |
| 2025 | VA | Not applicable | 7 | 7 | 66 | $3,105,000 | $443,571 |
| 2025 | VA | Refinance | 15,850 | 8,473 | 804 | $5,388,565,000 | $635,969 |
| 2025 | VA | Cash-out refinance | 14,494 | 4,661 | 1,059 | $2,591,835,000 | $556,068 |
| 2025 | USDA | Purchase | 580 | 351 | 146 | $77,875,000 | $221,866 |
| 2025 | USDA | Other | 2 | 2 | 0 | $290,000 | $145,000 |
| 2025 | USDA | Not applicable | 0 | 0 | 12 | Not available | Not available |
| 2025 | USDA | Refinance | 6 | 2 | 0 | $470,000 | $235,000 |
| 2025 | USDA | Cash-out refinance | 2 | 1 | 0 | $235,000 | $235,000 |
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