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HMDA RESEARCH

Alabama mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase69,24038,1047,297$10,617,710,000$278,651
2025ConventionalImprovement16,0178,192319$766,790,000$93,602
2025ConventionalOther20,7269,987493$1,095,735,000$109,716
2025ConventionalNot applicable571047$2,370,000$237,000
2025ConventionalRefinance18,88911,9761,275$3,747,100,000$312,884
2025ConventionalCash-out refinance17,8879,6312,493$1,776,905,000$184,498
2025FHAPurchase21,77415,0787,350$3,794,080,000$251,630
2025FHAImprovement1985334$6,015,000$113,491
2025FHAOther94122316$23,605,000$105,852
2025FHANot applicable136331$960,000$160,000
2025FHARefinance5,0181,956318$502,610,000$256,958
2025FHACash-out refinance9,2473,293899$695,435,000$211,186
2025VAPurchase12,0338,5574,110$2,857,745,000$333,966
2025VAImprovement361816$6,710,000$372,778
2025VAOther94190$3,915,000$206,053
2025VANot applicable0038Not availableNot available
2025VARefinance6,9923,767316$1,260,295,000$334,562
2025VACash-out refinance7,1682,444682$752,090,000$307,729
2025USDAPurchase2,6871,7701,177$377,770,000$213,429
2025USDAOther410$205,000$205,000
2025USDANot applicable11617$970,000$161,667
2025USDARefinance82257$5,475,000$219,000
2025USDACash-out refinance720$400,000$200,000

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