HMDA RESEARCH
Maryland mortgage activity
Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.
| Year | Loan type | Purpose | Applications | Originations | Purchased | Reported volume | Average amount |
|---|---|---|---|---|---|---|---|
| 2025 | Conventional | Purchase | 64,583 | 43,889 | 13,541 | $19,075,445,000 | $434,629 |
| 2025 | Conventional | Improvement | 24,351 | 10,866 | 487 | $1,348,960,000 | $124,145 |
| 2025 | Conventional | Other | 29,209 | 11,967 | 818 | $1,472,235,000 | $123,025 |
| 2025 | Conventional | Not applicable | 19 | 12 | 105 | $60,230,000 | $5,019,167 |
| 2025 | Conventional | Refinance | 23,256 | 12,869 | 1,884 | $6,129,735,000 | $476,318 |
| 2025 | Conventional | Cash-out refinance | 27,858 | 14,817 | 2,404 | $3,065,035,000 | $206,859 |
| 2025 | FHA | Purchase | 17,410 | 12,000 | 9,335 | $4,672,750,000 | $389,396 |
| 2025 | FHA | Improvement | 171 | 58 | 21 | $40,270,000 | $694,310 |
| 2025 | FHA | Other | 497 | 156 | 15 | $38,740,000 | $248,333 |
| 2025 | FHA | Not applicable | 1 | 0 | 544 | Not available | Not available |
| 2025 | FHA | Refinance | 7,038 | 2,932 | 553 | $1,181,160,000 | $402,851 |
| 2025 | FHA | Cash-out refinance | 9,946 | 3,261 | 1,140 | $1,019,305,000 | $312,574 |
| 2025 | VA | Purchase | 10,458 | 7,376 | 3,873 | $3,816,500,000 | $517,421 |
| 2025 | VA | Improvement | 18 | 9 | 21 | $4,115,000 | $457,222 |
| 2025 | VA | Other | 75 | 21 | 1 | $5,935,000 | $282,619 |
| 2025 | VA | Not applicable | 1 | 0 | 66 | Not available | Not available |
| 2025 | VA | Refinance | 7,492 | 3,961 | 458 | $2,020,185,000 | $510,019 |
| 2025 | VA | Cash-out refinance | 5,965 | 2,047 | 502 | $935,875,000 | $457,193 |
| 2025 | USDA | Purchase | 579 | 416 | 336 | $107,500,000 | $258,413 |
| 2025 | USDA | Not applicable | 0 | 0 | 20 | Not available | Not available |
| 2025 | USDA | Refinance | 19 | 7 | 2 | $2,125,000 | $303,571 |
| 2025 | USDA | Cash-out refinance | 2 | 0 | 0 | Not available | Not available |
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