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HMDA RESEARCH

Oregon mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase48,37933,0946,668$16,418,670,000$496,122
2025ConventionalImprovement18,24410,757438$1,203,125,000$111,846
2025ConventionalOther20,0149,725674$1,296,535,000$133,320
2025ConventionalNot applicable392456$13,800,000$575,000
2025ConventionalRefinance15,4679,4361,151$4,298,840,000$455,579
2025ConventionalCash-out refinance17,0019,3092,437$2,643,975,000$284,024
2025FHAPurchase9,6907,1582,768$2,863,190,000$399,999
2025FHAImprovement914435$11,170,000$253,864
2025FHAOther31613019$28,550,000$219,615
2025FHANot applicable19395$1,205,000$401,667
2025FHARefinance3,5991,660330$703,670,000$423,898
2025FHACash-out refinance3,7641,355381$432,665,000$319,310
2025VAPurchase4,7413,3981,229$1,544,630,000$454,570
2025VAImprovement281037$3,840,000$384,000
2025VAOther37110$2,585,000$235,000
2025VANot applicable9518$1,175,000$235,000
2025VARefinance3,1651,725166$772,765,000$447,980
2025VACash-out refinance3,5641,276300$514,960,000$403,574
2025USDAPurchase396260153$71,090,000$273,423
2025USDANot applicable001Not availableNot available
2025USDARefinance1852$1,385,000$277,000
2025USDACash-out refinance100Not availableNot available

Definitions and limitations