HMDA RESEARCH
North Dakota mortgage activity
Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.
| Year | Loan type | Purpose | Applications | Originations | Purchased | Reported volume | Average amount |
|---|---|---|---|---|---|---|---|
| 2025 | Conventional | Purchase | 7,812 | 6,025 | 968 | $2,003,705,000 | $332,565 |
| 2025 | Conventional | Improvement | 1,861 | 1,279 | 26 | $105,065,000 | $82,146 |
| 2025 | Conventional | Other | 2,369 | 1,364 | 50 | $199,490,000 | $146,254 |
| 2025 | Conventional | Not applicable | 0 | 0 | 2 | Not available | Not available |
| 2025 | Conventional | Refinance | 2,163 | 1,578 | 152 | $541,150,000 | $342,934 |
| 2025 | Conventional | Cash-out refinance | 1,577 | 957 | 238 | $202,295,000 | $211,385 |
| 2025 | FHA | Purchase | 1,704 | 1,319 | 457 | $365,145,000 | $276,835 |
| 2025 | FHA | Improvement | 10 | 4 | 1 | $620,000 | $155,000 |
| 2025 | FHA | Other | 48 | 13 | 0 | $1,475,000 | $113,462 |
| 2025 | FHA | Not applicable | 0 | 0 | 10 | Not available | Not available |
| 2025 | FHA | Refinance | 380 | 150 | 29 | $43,330,000 | $288,867 |
| 2025 | FHA | Cash-out refinance | 513 | 173 | 34 | $39,535,000 | $228,526 |
| 2025 | VA | Purchase | 1,218 | 946 | 397 | $304,930,000 | $322,336 |
| 2025 | VA | Improvement | 0 | 0 | 1 | Not available | Not available |
| 2025 | VA | Other | 6 | 3 | 0 | $955,000 | $318,333 |
| 2025 | VA | Not applicable | 0 | 0 | 5 | Not available | Not available |
| 2025 | VA | Refinance | 490 | 293 | 34 | $95,695,000 | $326,604 |
| 2025 | VA | Cash-out refinance | 411 | 143 | 46 | $45,565,000 | $318,636 |
| 2025 | USDA | Purchase | 121 | 85 | 39 | $16,555,000 | $194,765 |
| 2025 | USDA | Refinance | 2 | 1 | 0 | $145,000 | $145,000 |
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