HMDA RESEARCH
Massachusetts mortgage activity
Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.
| Year | Loan type | Purpose | Applications | Originations | Purchased | Reported volume | Average amount |
|---|---|---|---|---|---|---|---|
| 2025 | Conventional | Purchase | 76,286 | 55,066 | 14,659 | $34,120,080,000 | $619,622 |
| 2025 | Conventional | Improvement | 31,362 | 17,545 | 330 | $3,368,095,000 | $191,969 |
| 2025 | Conventional | Other | 25,244 | 12,344 | 387 | $2,744,750,000 | $222,355 |
| 2025 | Conventional | Not applicable | 16 | 3 | 218 | $885,000 | $295,000 |
| 2025 | Conventional | Refinance | 36,512 | 23,006 | 3,977 | $12,663,140,000 | $550,428 |
| 2025 | Conventional | Cash-out refinance | 24,264 | 13,887 | 3,761 | $4,765,025,000 | $343,128 |
| 2025 | FHA | Purchase | 7,705 | 5,545 | 2,766 | $2,730,575,000 | $492,439 |
| 2025 | FHA | Improvement | 142 | 75 | 22 | $19,515,000 | $260,200 |
| 2025 | FHA | Other | 305 | 96 | 4 | $21,590,000 | $224,896 |
| 2025 | FHA | Not applicable | 5 | 2 | 195 | $620,000 | $310,000 |
| 2025 | FHA | Refinance | 4,127 | 1,887 | 319 | $981,955,000 | $520,379 |
| 2025 | FHA | Cash-out refinance | 5,666 | 2,113 | 639 | $824,285,000 | $390,102 |
| 2025 | VA | Purchase | 2,669 | 1,968 | 779 | $1,088,890,000 | $553,298 |
| 2025 | VA | Improvement | 11 | 4 | 14 | $1,230,000 | $307,500 |
| 2025 | VA | Other | 21 | 4 | 0 | $1,050,000 | $262,500 |
| 2025 | VA | Not applicable | 0 | 0 | 12 | Not available | Not available |
| 2025 | VA | Refinance | 1,972 | 1,082 | 111 | $563,470,000 | $520,767 |
| 2025 | VA | Cash-out refinance | 2,068 | 765 | 234 | $367,565,000 | $480,477 |
| 2025 | USDA | Purchase | 313 | 221 | 25 | $17,555,000 | $79,434 |
| 2025 | USDA | Not applicable | 0 | 0 | 5 | Not available | Not available |
| 2025 | USDA | Refinance | 4 | 1 | 0 | $335,000 | $335,000 |
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