HMDA RESEARCH
Vermont mortgage activity
Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.
| Year | Loan type | Purpose | Applications | Originations | Purchased | Reported volume | Average amount |
|---|---|---|---|---|---|---|---|
| 2025 | Conventional | Purchase | 7,855 | 5,681 | 647 | $2,093,475,000 | $368,505 |
| 2025 | Conventional | Improvement | 3,120 | 1,969 | 10 | $232,785,000 | $118,225 |
| 2025 | Conventional | Other | 2,481 | 1,342 | 18 | $205,030,000 | $152,779 |
| 2025 | Conventional | Not applicable | 2 | 1 | 5 | $475,000 | $475,000 |
| 2025 | Conventional | Refinance | 2,736 | 1,911 | 56 | $492,035,000 | $257,475 |
| 2025 | Conventional | Cash-out refinance | 2,162 | 1,160 | 157 | $266,250,000 | $229,526 |
| 2025 | FHA | Purchase | 603 | 421 | 229 | $127,345,000 | $302,482 |
| 2025 | FHA | Improvement | 13 | 2 | 2 | $340,000 | $170,000 |
| 2025 | FHA | Other | 47 | 21 | 2 | $2,915,000 | $138,810 |
| 2025 | FHA | Not applicable | 0 | 0 | 18 | Not available | Not available |
| 2025 | FHA | Refinance | 222 | 103 | 6 | $27,815,000 | $270,049 |
| 2025 | FHA | Cash-out refinance | 506 | 190 | 36 | $46,190,000 | $243,105 |
| 2025 | VA | Purchase | 447 | 319 | 154 | $126,495,000 | $396,536 |
| 2025 | VA | Improvement | 1 | 0 | 0 | Not available | Not available |
| 2025 | VA | Other | 4 | 1 | 0 | $215,000 | $215,000 |
| 2025 | VA | Not applicable | 0 | 0 | 3 | Not available | Not available |
| 2025 | VA | Refinance | 303 | 160 | 7 | $62,900,000 | $393,125 |
| 2025 | VA | Cash-out refinance | 310 | 113 | 18 | $35,415,000 | $313,407 |
| 2025 | USDA | Purchase | 45 | 24 | 28 | $4,340,000 | $180,833 |
| 2025 | USDA | Not applicable | 0 | 0 | 3 | Not available | Not available |
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