HMDA RESEARCH
Texas mortgage activity
Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.
| Year | Loan type | Purpose | Applications | Originations | Purchased | Reported volume | Average amount |
|---|---|---|---|---|---|---|---|
| 2025 | Conventional | Purchase | 379,335 | 212,480 | 66,708 | $83,787,710,000 | $394,332 |
| 2025 | Conventional | Improvement | 48,391 | 19,000 | 663 | $2,894,810,000 | $152,358 |
| 2025 | Conventional | Other | 70,739 | 26,029 | 920 | $5,133,795,000 | $197,234 |
| 2025 | Conventional | Not applicable | 307 | 156 | 200 | $563,230,000 | $3,610,449 |
| 2025 | Conventional | Refinance | 86,072 | 43,644 | 7,576 | $24,868,340,000 | $569,800 |
| 2025 | Conventional | Cash-out refinance | 122,077 | 58,044 | 11,343 | $14,049,960,000 | $242,057 |
| 2025 | FHA | Purchase | 137,715 | 96,834 | 60,179 | $28,676,320,000 | $296,139 |
| 2025 | FHA | Improvement | 218 | 84 | 22 | $70,340,000 | $837,381 |
| 2025 | FHA | Other | 1,154 | 604 | 78 | $331,670,000 | $549,123 |
| 2025 | FHA | Not applicable | 48 | 21 | 2,434 | $3,395,000 | $161,667 |
| 2025 | FHA | Refinance | 24,572 | 8,884 | 1,454 | $3,096,890,000 | $348,592 |
| 2025 | FHA | Cash-out refinance | 996 | 147 | 92 | $25,395,000 | $172,755 |
| 2025 | VA | Purchase | 62,807 | 44,012 | 22,247 | $16,630,490,000 | $377,863 |
| 2025 | VA | Improvement | 10 | 3 | 3 | $1,795,000 | $598,333 |
| 2025 | VA | Other | 163 | 45 | 2 | $9,855,000 | $219,000 |
| 2025 | VA | Not applicable | 8 | 4 | 225 | $1,000,000 | $250,000 |
| 2025 | VA | Refinance | 26,943 | 13,245 | 1,295 | $5,393,235,000 | $407,190 |
| 2025 | VA | Cash-out refinance | 1,483 | 466 | 116 | $226,510,000 | $486,073 |
| 2025 | USDA | Purchase | 4,239 | 2,959 | 1,309 | $460,585,000 | $155,656 |
| 2025 | USDA | Other | 7 | 2 | 4 | $30,000 | $15,000 |
| 2025 | USDA | Not applicable | 8 | 6 | 51 | $730,000 | $121,667 |
| 2025 | USDA | Refinance | 55 | 20 | 4 | $4,860,000 | $243,000 |
| 2025 | USDA | Cash-out refinance | 5 | 0 | 0 | Not available | Not available |
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