HMDA RESEARCH
Utah mortgage activity
Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.
| Year | Loan type | Purpose | Applications | Originations | Purchased | Reported volume | Average amount |
|---|---|---|---|---|---|---|---|
| 2025 | Conventional | Purchase | 46,557 | 32,148 | 8,268 | $16,078,270,000 | $500,133 |
| 2025 | Conventional | Improvement | 16,834 | 10,450 | 299 | $1,377,000,000 | $131,770 |
| 2025 | Conventional | Other | 19,410 | 10,227 | 372 | $1,783,825,000 | $174,423 |
| 2025 | Conventional | Not applicable | 11 | 6 | 29 | $34,210,000 | $5,701,667 |
| 2025 | Conventional | Refinance | 25,385 | 15,856 | 1,898 | $6,522,950,000 | $411,387 |
| 2025 | Conventional | Cash-out refinance | 16,240 | 9,522 | 2,601 | $2,928,220,000 | $307,522 |
| 2025 | FHA | Purchase | 12,285 | 9,121 | 3,252 | $3,871,995,000 | $424,514 |
| 2025 | FHA | Improvement | 72 | 36 | 38 | $9,880,000 | $274,444 |
| 2025 | FHA | Other | 181 | 99 | 11 | $22,885,000 | $231,162 |
| 2025 | FHA | Not applicable | 7 | 3 | 58 | $915,000 | $305,000 |
| 2025 | FHA | Refinance | 3,840 | 1,964 | 434 | $973,990,000 | $495,922 |
| 2025 | FHA | Cash-out refinance | 3,318 | 1,419 | 440 | $501,255,000 | $353,245 |
| 2025 | VA | Purchase | 3,864 | 2,806 | 1,268 | $1,455,900,000 | $518,852 |
| 2025 | VA | Improvement | 10 | 6 | 45 | $2,560,000 | $426,667 |
| 2025 | VA | Other | 17 | 6 | 2 | $2,890,000 | $481,667 |
| 2025 | VA | Not applicable | 4 | 4 | 8 | $1,720,000 | $430,000 |
| 2025 | VA | Refinance | 2,196 | 1,315 | 133 | $691,295,000 | $525,700 |
| 2025 | VA | Cash-out refinance | 1,834 | 804 | 215 | $382,910,000 | $476,256 |
| 2025 | USDA | Purchase | 255 | 162 | 102 | $53,620,000 | $330,988 |
| 2025 | USDA | Not applicable | 0 | 0 | 2 | Not available | Not available |
| 2025 | USDA | Refinance | 10 | 3 | 1 | $795,000 | $265,000 |
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