HMDA RESEARCH
South Dakota mortgage activity
Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.
| Year | Loan type | Purpose | Applications | Originations | Purchased | Reported volume | Average amount |
|---|---|---|---|---|---|---|---|
| 2025 | Conventional | Purchase | 9,107 | 6,744 | 1,305 | $2,299,560,000 | $340,979 |
| 2025 | Conventional | Improvement | 1,920 | 1,212 | 65 | $113,610,000 | $93,738 |
| 2025 | Conventional | Other | 2,212 | 1,090 | 90 | $144,080,000 | $132,183 |
| 2025 | Conventional | Not applicable | 4 | 1 | 2 | $145,000 | $145,000 |
| 2025 | Conventional | Refinance | 3,154 | 2,097 | 423 | $629,855,000 | $300,360 |
| 2025 | Conventional | Cash-out refinance | 2,667 | 1,679 | 382 | $312,725,000 | $186,257 |
| 2025 | FHA | Purchase | 2,343 | 1,731 | 441 | $471,375,000 | $272,314 |
| 2025 | FHA | Improvement | 15 | 4 | 5 | $590,000 | $147,500 |
| 2025 | FHA | Other | 98 | 33 | 3 | $3,685,000 | $111,667 |
| 2025 | FHA | Not applicable | 0 | 0 | 10 | Not available | Not available |
| 2025 | FHA | Refinance | 483 | 178 | 47 | $53,750,000 | $301,966 |
| 2025 | FHA | Cash-out refinance | 717 | 262 | 75 | $63,780,000 | $243,435 |
| 2025 | VA | Purchase | 1,596 | 1,202 | 430 | $437,650,000 | $364,101 |
| 2025 | VA | Improvement | 3 | 0 | 2 | Not available | Not available |
| 2025 | VA | Other | 14 | 3 | 0 | $945,000 | $315,000 |
| 2025 | VA | Not applicable | 0 | 0 | 5 | Not available | Not available |
| 2025 | VA | Refinance | 703 | 400 | 48 | $150,170,000 | $375,425 |
| 2025 | VA | Cash-out refinance | 698 | 268 | 90 | $96,790,000 | $361,157 |
| 2025 | USDA | Purchase | 281 | 204 | 35 | $34,190,000 | $167,598 |
| 2025 | USDA | Improvement | 1 | 0 | 0 | Not available | Not available |
| 2025 | USDA | Not applicable | 0 | 0 | 6 | Not available | Not available |
| 2025 | USDA | Refinance | 5 | 1 | 0 | $265,000 | $265,000 |
| 2025 | USDA | Cash-out refinance | 2 | 2 | 0 | $5,140,000 | $2,570,000 |
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