HMDA RESEARCH
Georgia mortgage activity
Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.
| Year | Loan type | Purpose | Applications | Originations | Purchased | Reported volume | Average amount |
|---|---|---|---|---|---|---|---|
| 2025 | Conventional | Purchase | 133,537 | 81,616 | 19,530 | $32,417,860,000 | $397,200 |
| 2025 | Conventional | Improvement | 39,644 | 17,882 | 699 | $2,237,270,000 | $125,113 |
| 2025 | Conventional | Other | 47,176 | 19,811 | 1,193 | $2,846,255,000 | $143,670 |
| 2025 | Conventional | Not applicable | 81 | 26 | 111 | $21,200,000 | $815,385 |
| 2025 | Conventional | Refinance | 39,996 | 23,017 | 3,277 | $12,009,205,000 | $521,754 |
| 2025 | Conventional | Cash-out refinance | 48,643 | 25,214 | 8,925 | $5,848,540,000 | $231,956 |
| 2025 | FHA | Purchase | 46,532 | 30,747 | 15,733 | $9,592,455,000 | $311,980 |
| 2025 | FHA | Improvement | 450 | 131 | 50 | $55,055,000 | $420,267 |
| 2025 | FHA | Other | 1,583 | 418 | 27 | $131,940,000 | $315,646 |
| 2025 | FHA | Not applicable | 39 | 19 | 978 | $46,365,000 | $2,440,263 |
| 2025 | FHA | Refinance | 14,437 | 5,555 | 795 | $1,796,075,000 | $323,326 |
| 2025 | FHA | Cash-out refinance | 24,045 | 8,232 | 2,565 | $2,092,780,000 | $254,225 |
| 2025 | VA | Purchase | 23,090 | 15,881 | 6,969 | $5,732,435,000 | $360,962 |
| 2025 | VA | Improvement | 78 | 22 | 38 | $7,610,000 | $345,909 |
| 2025 | VA | Other | 156 | 29 | 2 | $6,575,000 | $226,724 |
| 2025 | VA | Not applicable | 2 | 0 | 108 | Not available | Not available |
| 2025 | VA | Refinance | 15,305 | 7,874 | 607 | $2,828,500,000 | $359,220 |
| 2025 | VA | Cash-out refinance | 15,246 | 5,204 | 1,436 | $1,773,670,000 | $340,828 |
| 2025 | USDA | Purchase | 1,812 | 1,234 | 764 | $293,840,000 | $238,120 |
| 2025 | USDA | Improvement | 1 | 1 | 0 | $405,000 | $405,000 |
| 2025 | USDA | Other | 2 | 0 | 0 | Not available | Not available |
| 2025 | USDA | Not applicable | 2 | 2 | 20 | $400,000 | $200,000 |
| 2025 | USDA | Refinance | 55 | 16 | 3 | $3,520,000 | $220,000 |
| 2025 | USDA | Cash-out refinance | 3 | 0 | 1 | Not available | Not available |
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