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HMDA RESEARCH

Ohio mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase148,157101,03020,843$29,203,690,000$289,060
2025ConventionalImprovement58,78931,459987$2,995,855,000$95,230
2025ConventionalOther58,43028,6381,543$3,088,190,000$107,835
2025ConventionalNot applicable575531158$189,485,000$356,846
2025ConventionalRefinance55,94934,4922,547$8,919,330,000$258,591
2025ConventionalCash-out refinance48,46728,4075,887$5,687,855,000$200,227
2025FHAPurchase31,37421,41712,266$5,144,455,000$240,204
2025FHAImprovement44315543$35,265,000$227,516
2025FHAOther1,69449637$53,120,000$107,097
2025FHANot applicable3921720$41,475,000$1,975,000
2025FHARefinance10,4714,611687$1,310,275,000$284,163
2025FHACash-out refinance19,9647,8912,095$1,578,205,000$200,001
2025VAPurchase12,9899,1614,069$2,871,005,000$313,394
2025VAImprovement30915$2,485,000$276,111
2025VAOther112290$4,535,000$156,379
2025VANot applicable1075Not availableNot available
2025VARefinance8,6484,877384$1,459,805,000$299,324
2025VACash-out refinance9,4033,255775$877,545,000$269,599
2025USDAPurchase2,0361,407976$253,785,000$180,373
2025USDAOther210$75,000$75,000
2025USDANot applicable241532$2,645,000$176,333
2025USDARefinance81303$5,150,000$171,667
2025USDACash-out refinance210$175,000$175,000

Definitions and limitations