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HMDA RESEARCH

Pennsylvania mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase138,84999,50921,766$31,683,575,000$318,399
2025ConventionalImprovement67,48637,992711$4,013,240,000$105,634
2025ConventionalOther61,92731,3461,160$3,341,540,000$106,602
2025ConventionalNot applicable5319161$99,635,000$5,243,947
2025ConventionalRefinance61,92839,5322,817$11,338,190,000$286,810
2025ConventionalCash-out refinance46,43325,1246,365$4,886,400,000$194,491
2025FHAPurchase23,16716,5808,892$4,159,200,000$250,856
2025FHAImprovement38310321$13,675,000$132,767
2025FHAOther1,48840538$52,935,000$130,704
2025FHANot applicable197701$1,195,000$170,714
2025FHARefinance7,5922,993502$947,725,000$316,647
2025FHACash-out refinance17,6656,3651,880$1,418,515,000$222,862
2025VAPurchase8,6716,3332,974$2,122,005,000$335,071
2025VAImprovement20415$1,640,000$410,000
2025VAOther95212$3,915,000$186,429
2025VANot applicable0063Not availableNot available
2025VARefinance5,4902,817259$928,325,000$329,544
2025VACash-out refinance7,6622,423563$724,725,000$299,102
2025USDAPurchase1,7051,222573$178,550,000$146,113
2025USDAImprovement100Not availableNot available
2025USDAOther110$75,000$75,000
2025USDANot applicable8535$665,000$133,000
2025USDARefinance4385$1,650,000$206,250
2025USDACash-out refinance200Not availableNot available

Definitions and limitations