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HMDA RESEARCH

Illinois mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase151,715103,75924,941$34,676,785,000$334,205
2025ConventionalImprovement38,10217,811440$2,021,735,000$113,510
2025ConventionalOther45,95719,869790$2,414,545,000$121,523
2025ConventionalNot applicable8143329$129,415,000$3,009,651
2025ConventionalRefinance49,06330,7195,319$14,376,195,000$467,990
2025ConventionalCash-out refinance43,84023,9597,134$6,226,305,000$259,873
2025FHAPurchase23,82515,18010,553$3,830,300,000$252,325
2025FHAImprovement2739231$64,300,000$698,913
2025FHAOther1,28938428$132,550,000$345,182
2025FHANot applicable3423792$4,745,000$206,304
2025FHARefinance8,3093,315575$1,140,005,000$343,893
2025FHACash-out refinance13,9574,7691,437$1,057,575,000$221,760
2025VAPurchase9,3836,5843,043$2,147,630,000$326,189
2025VAImprovement17614$960,000$160,000
2025VAOther81110$2,015,000$183,182
2025VANot applicable0071Not availableNot available
2025VARefinance5,8603,273336$1,084,155,000$331,242
2025VACash-out refinance5,5741,821460$539,675,000$296,362
2025USDAPurchase1,434942670$125,210,000$132,919
2025USDAOther320$170,000$85,000
2025USDANot applicable181440$2,010,000$143,571
2025USDARefinance44156$2,165,000$144,333

Definitions and limitations