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HMDA RESEARCH

Idaho mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase29,46521,0074,692$8,327,995,000$396,439
2025ConventionalImprovement11,6307,139204$1,013,905,000$142,023
2025ConventionalOther8,1984,099411$674,885,000$164,646
2025ConventionalNot applicable221315$7,355,000$565,769
2025ConventionalRefinance8,3614,898748$2,051,220,000$418,787
2025ConventionalCash-out refinance13,4207,4891,591$1,643,915,000$219,511
2025FHAPurchase6,7495,2361,570$1,939,890,000$370,491
2025FHAImprovement391415$2,060,000$147,143
2025FHAOther2028217$14,930,000$182,073
2025FHANot applicable5326$23,555,000$7,851,667
2025FHARefinance1,683808163$326,480,000$404,059
2025FHACash-out refinance2,347939249$293,285,000$312,338
2025VAPurchase3,7772,8311,116$1,310,215,000$462,810
2025VAImprovement7213$600,000$300,000
2025VAOther1960$2,270,000$378,333
2025VANot applicable314$685,000$685,000
2025VARefinance1,8641,04588$468,155,000$447,995
2025VACash-out refinance2,198855226$356,925,000$417,456
2025USDAPurchase24913745$36,335,000$265,219
2025USDANot applicable003Not availableNot available
2025USDARefinance730$1,095,000$365,000

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