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HMDA RESEARCH

Florida mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase309,071191,50951,262$85,537,215,000$446,649
2025ConventionalImprovement86,71935,6892,167$5,168,165,000$144,811
2025ConventionalOther114,14242,2533,574$8,066,485,000$190,909
2025ConventionalNot applicable250122281$804,960,000$6,598,033
2025ConventionalRefinance70,29032,5024,701$20,558,140,000$632,519
2025ConventionalCash-out refinance109,36152,22514,153$14,797,885,000$283,349
2025FHAPurchase100,84668,95640,052$23,463,170,000$340,263
2025FHAImprovement54817570$32,145,000$183,686
2025FHAOther2,71493992$225,165,000$239,792
2025FHANot applicable45201,144$3,560,000$178,000
2025FHARefinance22,1857,6961,287$2,624,570,000$341,030
2025FHACash-out refinance30,5529,4632,909$2,600,305,000$274,787
2025VAPurchase44,39631,05913,278$12,511,125,000$402,818
2025VAImprovement842546$11,825,000$473,000
2025VAOther305672$15,315,000$228,582
2025VANot applicable22142$750,000$375,000
2025VARefinance22,26410,233882$4,224,535,000$412,834
2025VACash-out refinance22,2757,0501,808$2,659,220,000$377,194
2025USDAPurchase1,7421,038599$213,310,000$205,501
2025USDAOther111$135,000$135,000
2025USDANot applicable1031Not availableNot available
2025USDARefinance482214$5,210,000$236,818
2025USDACash-out refinance400Not availableNot available

Definitions and limitations