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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase27,86821,7620$8,889,280,000$408,477
2025ConventionalImprovement5,4012,5670$297,625,000$115,943
2025ConventionalOther9,1714,3550$494,175,000$113,473
2025ConventionalRefinance4,4443,0060$1,309,660,000$435,682
2025ConventionalCash-out refinance6,5954,4610$1,734,575,000$388,831
2025FHAPurchase3,6482,6700$1,067,400,000$399,775
2025FHARefinance197900$38,600,000$428,889
2025FHACash-out refinance2551240$42,860,000$345,645
2025VAPurchase9557570$358,615,000$473,732
2025VARefinance1621170$49,135,000$419,957
2025VACash-out refinance58390$17,305,000$443,718
2025USDAPurchase141900$23,600,000$262,222

Definitions and limitations