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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase2371780$75,630,000$424,888
2025ConventionalRefinance40240$12,540,000$522,500
2025ConventionalCash-out refinance45260$8,910,000$342,692
2025FHAPurchase4543710$135,705,000$365,782
2025FHARefinance23120$5,880,000$490,000
2025FHACash-out refinance17100$3,720,000$372,000
2025VAPurchase31200$10,430,000$521,500
2025VARefinance330$1,025,000$341,667
2025VACash-out refinance870$2,045,000$292,143
2025USDAPurchase330$685,000$228,333

Definitions and limitations