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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase76260610$369,460,000$609,670
2025ConventionalImprovement320$3,110,000$1,555,000
2025ConventionalOther320$3,490,000$1,745,000
2025ConventionalRefinance1881440$123,580,000$858,194
2025ConventionalCash-out refinance86600$64,330,000$1,072,167
2025FHAPurchase102764$29,050,000$382,237
2025FHARefinance1161$2,550,000$425,000
2025FHACash-out refinance212$345,000$345,000
2025VAPurchase78614$32,765,000$537,131
2025VARefinance1090$4,575,000$508,333
2025VACash-out refinance650$3,055,000$611,000
2025USDAPurchase420$570,000$285,000

Definitions and limitations