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Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase58540$1,768,680,000$32,753,333
2025ConventionalImprovement220$7,070,000$3,535,000
2025ConventionalRefinance94860$2,317,360,000$26,946,047
2025FHAPurchase220$59,830,000$29,915,000
2025FHAImprovement110$9,405,000$9,405,000
2025FHARefinance12100$250,950,000$25,095,000

Definitions and limitations