Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase8837210$417,215,000$578,662
2025ConventionalImprovement4252600$47,560,000$182,923
2025ConventionalOther4322770$58,315,000$210,523
2025ConventionalRefinance3833050$135,355,000$443,787
2025ConventionalCash-out refinance51300$7,730,000$257,667
2025FHAPurchase37200$5,210,000$260,500
2025FHARefinance100Not availableNot available
2025FHACash-out refinance320$490,000$245,000
2025VAPurchase850$1,575,000$315,000
2025VARefinance210$395,000$395,000
2025VACash-out refinance430$1,875,000$625,000
2025USDAPurchase950$1,265,000$253,000

Definitions and limitations