Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase1,6031,11453$422,330,000$379,111
2025ConventionalRefinance2971241$55,790,000$449,919
2025ConventionalCash-out refinance9823810$96,215,000$252,533
2025FHAPurchase823572101$175,060,000$306,049
2025FHAOther200Not availableNot available
2025FHARefinance60160$4,870,000$304,375
2025FHACash-out refinance930$925,000$308,333
2025VAPurchase27620526$86,505,000$421,976
2025VARefinance2290$3,455,000$383,889
2025VACash-out refinance610$315,000$315,000
2025USDAPurchase31181$3,310,000$183,889

Definitions and limitations