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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase7,9183,698214$3,430,430,000$927,645
2025ConventionalImprovement10,8284,20812$651,160,000$154,743
2025ConventionalOther8,3032,94346$583,115,000$198,136
2025ConventionalRefinance1,28967554$886,825,000$1,313,815
2025ConventionalCash-out refinance8,2174,75696$1,091,320,000$229,462
2025FHAPurchase7062072$60,765,000$293,551
2025FHAImprovement410$205,000$205,000
2025FHAOther3040$370,000$92,500
2025FHARefinance2580$2,220,000$277,500
2025FHACash-out refinance102150$3,845,000$256,333
2025VAPurchase35100$3,560,000$356,000
2025VARefinance100Not availableNot available
2025VACash-out refinance1340$1,490,000$372,500

Definitions and limitations