Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase16,03310,99413$4,854,580,000$441,566
2025ConventionalImprovement2861410$15,435,000$109,468
2025ConventionalOther4282010$22,505,000$111,965
2025ConventionalRefinance2,0441,1010$648,485,000$588,996
2025ConventionalCash-out refinance1,6366641$289,570,000$436,099
2025FHAPurchase2,2911,46810$494,020,000$336,526
2025FHARefinance222810$32,305,000$398,827
2025FHACash-out refinance263891$30,495,000$342,640
2025VAPurchase1,4361,0146$505,380,000$498,402
2025VARefinance1941060$54,360,000$512,830
2025VACash-out refinance110512$24,515,000$480,686
2025USDAPurchase44260$5,810,000$223,462

Definitions and limitations