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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase2,9572,3218,450$657,345,000$283,216
2025ConventionalImprovement2551400$21,140,000$151,000
2025ConventionalOther1,0376440$52,310,000$81,227
2025ConventionalRefinance5243901,220$166,670,000$427,359
2025ConventionalCash-out refinance7955011,214$98,425,000$196,457
2025FHAPurchase2,6501,98633,676$554,730,000$279,320
2025FHAImprovement70370$8,295,000$224,189
2025FHAOther39200$4,710,000$235,500
2025FHARefinance4,3083,3741,754$1,115,130,000$330,507
2025FHACash-out refinance6814014,086$106,045,000$264,451
2025VAPurchase1,04782822,034$330,810,000$399,529
2025VAImprovement58300$9,850,000$328,333
2025VAOther100Not availableNot available
2025VARefinance3,9533,3881,423$1,310,040,000$386,671
2025VACash-out refinance4732861,196$107,780,000$376,853
2025USDAPurchase1421081,511$21,670,000$200,648
2025USDARefinance8431$880,000$220,000

Definitions and limitations