Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase8806490$149,975,000$231,086
2025ConventionalImprovement1,0426580$67,020,000$101,854
2025ConventionalOther7003610$27,265,000$75,526
2025ConventionalRefinance5363910$50,915,000$130,217
2025ConventionalCash-out refinance84530$13,445,000$253,679
2025FHAPurchase2501600$30,620,000$191,375
2025FHARefinance630$645,000$215,000
2025FHACash-out refinance1770$995,000$142,143
2025VAPurchase55350$10,085,000$288,143
2025VARefinance110$235,000$235,000
2025VACash-out refinance530$675,000$225,000
2025USDAPurchase1060$1,200,000$200,000

Definitions and limitations