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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase2,4912,1310$871,555,000$408,989
2025ConventionalRefinance3452830$133,505,000$471,749
2025ConventionalCash-out refinance1561190$44,395,000$373,067
2025FHAPurchase7946170$201,465,000$326,524
2025FHARefinance61440$19,200,000$436,364
2025FHACash-out refinance75510$17,795,000$348,922
2025VAPurchase4584000$171,950,000$429,875
2025VARefinance39290$13,575,000$468,103
2025VACash-out refinance29250$11,375,000$455,000
2025USDAPurchase42310$7,945,000$256,290
2025USDARefinance310$285,000$285,000

Definitions and limitations