Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase2,1101,7280$774,730,000$448,339
2025ConventionalImprovement3141460$48,480,000$332,055
2025ConventionalOther5062350$41,595,000$177,000
2025ConventionalRefinance4573650$235,265,000$644,562
2025ConventionalCash-out refinance93700$26,510,000$378,714
2025FHAPurchase80560$20,930,000$373,750
2025FHARefinance520$870,000$435,000
2025FHACash-out refinance1280$3,570,000$446,250
2025VAPurchase40250$11,995,000$479,800
2025VARefinance510$335,000$335,000
2025VACash-out refinance220$740,000$370,000

Definitions and limitations