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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase3,5962,6080$903,360,000$346,380
2025ConventionalImprovement2,7141,6270$148,585,000$91,325
2025ConventionalOther1,5688790$74,185,000$84,397
2025ConventionalRefinance1,7581,1130$261,725,000$235,153
2025ConventionalCash-out refinance6663140$86,530,000$275,573
2025FHAPurchase2411710$52,275,000$305,702
2025FHARefinance3140$1,430,000$357,500
2025FHACash-out refinance105270$6,995,000$259,074
2025VAPurchase81550$21,385,000$388,818
2025VARefinance950$1,905,000$381,000
2025VACash-out refinance1780$2,030,000$253,750
2025USDAPurchase760$890,000$148,333

Definitions and limitations