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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase5,4383,5510$988,375,000$278,337
2025ConventionalImprovement46200$5,010,000$250,500
2025ConventionalRefinance7743610$151,455,000$419,543
2025ConventionalCash-out refinance6482540$71,520,000$281,575
2025FHAPurchase3,1431,8760$551,700,000$294,083
2025FHAImprovement630$485,000$161,667
2025FHARefinance165410$13,195,000$321,829
2025FHACash-out refinance231770$23,225,000$301,623
2025VAPurchase7775460$208,740,000$382,308
2025VARefinance108390$18,435,000$472,692
2025VACash-out refinance109500$22,700,000$454,000
2025USDAPurchase128720$15,540,000$215,833
2025USDARefinance110$245,000$245,000

Definitions and limitations