Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase9316590$165,915,000$251,768
2025ConventionalImprovement38200$2,250,000$112,500
2025ConventionalRefinance69400$14,720,000$368,000
2025ConventionalCash-out refinance5322630$59,335,000$225,608
2025FHAPurchase8175010$139,745,000$278,932
2025FHAImprovement255970$11,425,000$117,784
2025FHANot applicable200Not availableNot available
2025FHARefinance57290$10,165,000$350,517
2025FHACash-out refinance2,6231,2810$288,715,000$225,383
2025VAPurchase105750$29,845,000$397,933
2025VARefinance320$190,000$95,000
2025VACash-out refinance133630$21,115,000$335,159
2025USDAPurchase45310$6,365,000$205,323

Definitions and limitations