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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase7,0474,8971,315$1,915,655,000$391,190
2025ConventionalRefinance1,251717342$338,835,000$472,573
2025ConventionalCash-out refinance1,224741164$266,315,000$359,399
2025FHAPurchase2,2941,679124$649,535,000$386,858
2025FHARefinance24812110$52,005,000$429,793
2025FHACash-out refinance1831068$36,810,000$347,264
2025VAPurchase577387155$187,515,000$484,535
2025VARefinance1096225$32,690,000$527,258
2025VACash-out refinance623217$16,040,000$501,250
2025USDAPurchase1608457$20,090,000$239,167
2025USDARefinance550$825,000$165,000

Definitions and limitations