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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase6,9535,1360$1,375,600,000$267,835
2025ConventionalRefinance7213680$147,970,000$402,092
2025ConventionalCash-out refinance8053950$115,565,000$292,570
2025FHAPurchase3,2832,4150$769,905,000$318,801
2025FHARefinance3541560$58,400,000$374,359
2025FHACash-out refinance3741540$45,700,000$296,753
2025VAPurchase8606810$278,175,000$408,480
2025VARefinance95600$23,490,000$391,500
2025VACash-out refinance84440$18,420,000$418,636
2025USDAPurchase2361570$30,795,000$196,146
2025USDARefinance540$820,000$205,000

Definitions and limitations