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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase18,65013,44325$5,270,815,000$392,086
2025ConventionalImprovement37170$3,525,000$207,353
2025ConventionalOther4021670$51,935,000$310,988
2025ConventionalRefinance1,9901,0990$505,545,000$460,005
2025ConventionalCash-out refinance7133630$123,895,000$341,309
2025FHAPurchase3,3862,2640$708,660,000$313,012
2025FHAImprovement720$400,000$200,000
2025FHAOther5830$275,000$91,667
2025FHARefinance9774900$162,990,000$332,633
2025FHACash-out refinance1,1765560$149,780,000$269,388
2025VAPurchase2,1581,6260$749,720,000$461,082
2025VAOther900Not availableNot available
2025VARefinance8865180$197,500,000$381,274
2025VACash-out refinance5072590$85,835,000$331,409
2025USDAPurchase98610$14,205,000$232,869
2025USDARefinance210$135,000$135,000

Definitions and limitations