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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase7435080$136,770,000$269,232
2025ConventionalRefinance184590$19,465,000$329,915
2025ConventionalCash-out refinance126570$13,005,000$228,158
2025FHAPurchase4873680$91,280,000$248,043
2025FHARefinance34130$3,815,000$293,462
2025FHACash-out refinance2790$2,055,000$228,333
2025VAPurchase132900$28,750,000$319,444
2025VARefinance920$1,340,000$670,000
2025VACash-out refinance1590$2,395,000$266,111
2025USDAPurchase60450$8,085,000$179,667
2025USDARefinance210$125,000$125,000

Definitions and limitations