Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase4,4363,3580$1,263,940,000$376,397
2025ConventionalImprovement400Not availableNot available
2025ConventionalNot applicable44320$30,770,000$961,563
2025ConventionalRefinance7735000$242,340,000$484,680
2025ConventionalCash-out refinance4832710$84,655,000$312,380
2025FHAPurchase1,1628840$335,780,000$379,842
2025FHARefinance76370$15,135,000$409,054
2025FHACash-out refinance76400$14,730,000$368,250
2025VAPurchase4553420$161,090,000$471,023
2025VAImprovement200Not availableNot available
2025VARefinance58420$23,910,000$569,286
2025VACash-out refinance79530$27,645,000$521,604
2025USDAPurchase22140$3,870,000$276,429
2025USDARefinance100Not availableNot available
2025USDACash-out refinance200Not availableNot available

Definitions and limitations