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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase7,5594,8080$1,875,110,000$389,998
2025ConventionalRefinance1,2234250$228,025,000$536,529
2025ConventionalCash-out refinance3,0251,3020$526,080,000$404,055
2025FHAPurchase6,2344,1640$1,384,230,000$332,428
2025FHARefinance5431760$64,770,000$368,011
2025FHACash-out refinance1,8677660$214,700,000$280,287
2025VAPurchase1,3431,0470$445,785,000$425,774
2025VARefinance2241020$46,780,000$458,627
2025VACash-out refinance4421820$67,180,000$369,121
2025USDAPurchase2581530$36,675,000$239,706
2025USDARefinance300Not availableNot available
2025USDACash-out refinance100Not availableNot available

Definitions and limitations