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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase3,4562,7224$1,034,270,000$379,967
2025ConventionalImprovement2681920$20,200,000$105,208
2025ConventionalOther2621660$24,350,000$146,687
2025ConventionalRefinance5803840$169,090,000$440,339
2025ConventionalCash-out refinance2491540$46,770,000$303,701
2025FHAPurchase4543240$101,620,000$313,642
2025FHAImprovement510$205,000$205,000
2025FHAOther310$225,000$225,000
2025FHARefinance52240$8,170,000$340,417
2025FHACash-out refinance32150$5,495,000$366,333
2025VAPurchase108850$36,935,000$434,529
2025VAOther200Not availableNot available
2025VARefinance760$3,690,000$615,000
2025VACash-out refinance760$2,890,000$481,667
2025USDAPurchase1041$890,000$222,500

Definitions and limitations