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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase1,6367600$136,110,000$179,092
2025ConventionalImprovement210$345,000$345,000
2025ConventionalRefinance127420$27,890,000$664,048
2025ConventionalCash-out refinance3671340$47,580,000$355,075
2025FHAPurchase1,8637720$286,420,000$371,010
2025FHAImprovement200Not availableNot available
2025FHARefinance127360$17,720,000$492,222
2025FHACash-out refinance143470$17,885,000$380,532
2025VAPurchase123580$24,140,000$416,207
2025VARefinance38200$10,360,000$518,000
2025VACash-out refinance2990$4,475,000$497,222
2025USDAPurchase45140$3,010,000$215,000

Definitions and limitations